Attorney Listing:
	Mark J Bernet
	Born Baraboo, Wisconsin, August 24, 1961; admitted to Florida Bar, 1986, United States District Court, Middle, Southern and Northern Districts of Florida and United States Court of Appeals, Eleventh Circuit. Education: University of Wisconsin (B.A. Journalism and Political Science, 1983); Notre Dame Law School (J.D. 1986), member of Notre Dame Law Review. Member: The Florida Bar, Hillsborough County Bar Association, American Bankruptcy Institute, Tampa Bay Bankruptcy Bar Association.
	Philip K Clarke
	Born New York City, New York, December 29, 1956; admitted to Florida Bar, 2002, Maine Bar, 1988, U.S. District Court for District of Maine, 1988, Massachusetts Bar, 1989. Education: Boston College (B.A. History, Magna Cum Laude, 1978); Suffolk University Law School (J.D., 1988). Member: The Florida Bar. Mr. Clarke is currently working towards his LL.M degree in International Law & Business at Stetson University Law School. He is on the Dean's list and anticipates completing the degree in December of this year. He has contributed to a number of published articles in legal publications and been involved in a number of reported decisions, including Estate of Hazel Chapman Kidik v. Chapman, 577 A.2d 775 (Me. 1990); Bakala v. Town of Stonington, 647 A.2d 85 (Me. 1994); and Estate of Carl Reed, 681 A.2d 460 (Me. 1996). Mr. Clarke has been listed in The Best Lawyers in America, Consumer Guide from 2000 to 2003, and has participated in Maine State Bar Association presentations.
	Larry M Foyle
	Born Detroit, Michigan, April 27, 1953; admitted to Florida Bar, 1980, United States District Court, Middle, Northern, and Southern Districts of Florida and United States Court of Appeals, Eleventh Circuit. Education: Oakland University and University of South Florida (B. A. History, 1976); Stetson University (J. D., cum laude, 1980). Law Clerk to the Honorable Alexander L. Paskay, Chief Bankruptcy Judge, Middle District of Florida, 1980-1981. Member: The Florida Bar; Tampa Bay Bankruptcy Bar Association. AV Rating, Martindale-Hubbell. Mr. Foyle is the head of the Bankruptcy Creditor's Rights Group. He represents primarily creditors in bankruptcy cases with an emphasis on various commercial issues and consumer issues relative to finance companies and credit unions. Mr. Foyle lectures on topics pertaining to bankruptcy issues, consumer and commercial, for various trade groups and associations. He has been an active soccer coach and AAU basketball coach.
	Scott A Frick
	Born Cleveland, Ohio, November 20, 1963; admitted to Florida Bar, 1991, Colorado Bar, 1997, Special City Attorney for the City of Ocala Construction Industry Licensing Board and the City of Ocala Municipal Code Enforcement Board, 1991, United States District Court (Middle District), 1991, United States Bankruptcy Court (Middle District of Florida), 1991, United States Circuit Court of Appeals (11th Circuit), 1991, State Courts of Florida and Colorado, 1991. Education: University of Florida (B.S. , 1986); Stetson University College of Law (J.D. 1990). Member: The Florida Bar, Colorado Bar, American Bar Association, Hillsborough County Bar Association, D.R. Smith American Inn of Court. Mr. Frick is a member of the South Tampa Chamber of Commerce, Leadership Ocala (Class VIII, 1995), The Tampa Connection (1999), the Judicature Society of America, and Who’s Who In American Law Schools (10th Edition 1990). He is a former member of the Board of Directors of Childhood Development Services, Inc. and His Way Christian Fellowship. Mr. Frick has authored a number of published legal articles.
	Michelle G Gilbert
	Born Tampa, Florida, December 25, 1960; admitted to Florida Bar, 1986, Middle District of Florida, 1988, U.S. Supreme Court, 2000, U.S. Court of Appeals, Eleventh Circuit, 2003. Education: University of South Florida (B.A., 1982, cum laude); University of Notre Dame (J.D., 1985). Member: The Florida Bar. Ms. Castillo is a member of the Academy of the Holy Names Alumni Board, a Girl Scout Leader, and a participating member of St. Lawrence Catholic Church and School communities. She has taught the Thirteenth Judicial Circuit Certified Process Server course at Hillsborough Community College since 1993.
	Brad W Hissing
	Born Ft. Lauderdale, Florida, October 22, 1965; admitted to Florida Bar, 1990, United States District Court - Middle, Northern, and Southern Districts of Florida. Education: Emory University (B.A., 1987); Vanderbilt University School of Law (J.D. 1990). Member: The Florida Bar, Hillsborough County Bar Association, Tampa Bay Bankruptcy Bar Association. Mr. Hissing heads up the firm's Credit Union Practice Group and primarily represents secured creditors in bankruptcy proceedings and also represents unsecured creditors in dischargeability actions and transfer avoidance actions. He has over ten years experience in bankruptcy matters and has previously represented several Chapter 7 Trustees and numerous consumer debtors. Mr. Hissing is a frequent seminar speaker and lecturer on issues involving bankruptcy practice and procedure. Mr. Hissing is a Board Member of the Riverside Heights Homeowners' Association and frequently serves on the Gasparilla Festival of the Arts Committee.
	Clay A Holtsinger
	Born Tampa, Florida, April 13, 1954; admitted to Florida Bar, 1980, United States District Court, Middle District of Florida, 1981, Southern and Northern Districts of Florida, 2002. Education: Georgia Institute of Technology (B.S., 1976); Cumberland School of Law (J.D., 1979). Member: The Florida Bar, Hillsborough County Bar Association.
	Michael Kass
	Born Philadelphia, Pennsylvania, January 20, 1942; admitted to Florida Bar, 1972, United States District Court, Middle District of Florida. Education: Pennsylvania State University (B.A., 1966); Loyola University (J.D., 1972). Member: The Florida Bar, Commercial Law League of America. AV Rating, Martindale-Hubbell. Mr. Kass is the founding partner of the firm. He takes particular interest in using technology and other innovations to improve the firm's processes and business productivity. He is an active and longstanding member of TEC (The Executive Committee), an organization focusing on business best practices in small businesses across all industries.
	Richard S McIver
	Born Lubbock, Texas, September 3, 1955; admitted to Texas Bar, 1980, Florida Bar, 1986; admitted to practice in the following Federal Courts: Northern District of Texas, Middle, Northern and Southern Districts of Florida, and 11th Circuit Court of Appeals. Education: J.D., Southern Methodist University, Dallas, Texas; Editor of The Advocate. Winner of an ASCAP award for writing on Copyright Law; Delta Theta Phi. BBA (1977, Cum Laude), Southern Methodist University; Sigma Alpha Epsilon. Member: Florida Bar Association; Florida Bar Real Property, Probate and Trust Law Section; Texas Bar Association; Hillsborough County Bar Association; Founding Member of the National Foreclosure Professionals. AV Rating, Martindale-Hubbell.
	Jeffrey J Mouch
	Born Chicago, Illinois, September 29, 1962; admitted to Florida Bar, 1989, Missouri Bar, 1988, United States District Court, Middle District of Florida, 1989, and United States Court of Appeals, Eleventh Circuit, 1990. Education: Colorado College (B.S., l984), University of Miami (J.D., l987). Member: The Florida Bar, Commercial Law League of America. Mr. Mouch has lectured on the Fair Debt Collection Practices Act. He also has spoken to credit managers about small claims collection procedures and to various credit unions and businesses regarding collections and garnishment issues.
	Ed Pritchard
	Born Haddonfield, New Jersey, November 11, 1958; admitted to Florida Bar, 1987, District of Columbia, U.S. District Court of Appeals, Eleventh Circuit and U.S. District Court, Northern, Middle and Southern Districts of Florida, 1988. Education: Allegheny College (B.A., 1981), George Mason University (M.A., 1984), Whittier College School of Law (J.D., 1987). Member: Florida and District of Columbia Bar Associations, Hillsborough County Bar Association, American Bar Association and Phi Alpha Delta.
	Elizabeth M Ryan
	Born Syracuse, New York, July 15, 1967; admitted to Massachusetts Bar, 1995, Florida Bar, 1996. Education: Northeastern University (B.A., 1991, cum laude), Boston University School of Law (J.D., 1994). Member: The Florida Bar, Guardian ad Litem Program. Ms. Ryan's focus at the firm is in commercial litigation. Prior to joining the firm, she worked for two years as an attorney for Guardian Ad Litem. She lived in the Dominican Republic for two years, and has studied Russian, Spanish, and French. She also enjoys cooking, traveling, yoga and meditation, classical music, and Greek and Roman history and mythology. Ms. Ryan is a member of the Academy of Arts & Sciences Honor Society, a recipient of the Presidential Sholarship, a member of Phi Kappa Phi Honor Society. She is team mom for the Forest Hills Baseball Bronco Yankees and a member of Carrollwood Elementary PTA.
	Thomas K Sciarrino, Jr
	Born Syracuse, New York, January 5, 1955; admitted to Florida Bar, 1979, Ohio, 1981, New York, 1981, United States District Court, Northern District of Ohio, 1985, Middle District of Florida. Education: State University of New York (B. A., 1976), University of Toledo (J. D., 1979). Member: The Florida Bar, Commercial Law League of America, The Florida Creditors Bar Association, The National Association of Retail Lease Enforcement Network, The National Association of Retail Collection Attorneys, The Hillsborough County Bar Association, National Business Institute, National Association of Collection Managers. AV Rating, Martindale-Hubbell. Mr. Sciarrino is a frequent seminar speaker and lecturer on various collection issues. He is also a Seminar Lecturer for Lorman Education Services in the area of Creditors' Rights and Remedies. He is a Better Business Bureau Certified Arbitrator and author of an article in the Florida Bar's Creditors Practice Manual.
	James M Shuler
	Born Nashville, Tennessee, February 23, 1952; admitted to Florida Bar, 1977, United States District Court, Middle District of Florida and United States Court of Appeals, Eleventh Circuit. Education: Emory University (B. A., 1973); Duke University (J. D., 1977). Phi Beta Kappa Member, Duke Law Journal, 1976-1977. Member: Hillsborough County Bar, American Bar Associations; The Florida Bar. AV Rating, Martindale-Hubbell. Mr. Shuler is a member of the Business Law, Trial and Appellate Practice sections of the Florida Bar. He has concentrated his practice in the area of business litigation, including the areas of construction law, shareholder and partnership disputes, contract and commercial law, business torts, and intellectual property.
	Gilbert M Singer
	Born New York, New York, October 8, 1955; admitted to Florida Bar, 1979. Education: Emory University (B.A. 1976); University of Miami School of Law (J.D., 1979). Member: The Florida Bar; Hillsborough County Bar Association; Commercial Law League of America. AV Rating, Martindale-Hubbell. Mr. Singer is a 24 year member and past President of the Kiwanis Club of Tampa and a recent Kiwanian of the Year (Doyle Carlton Memorial Award - 2002). He is on the Board of Directors for the Hillsborough County Republican Executive Committee, serves as the attorney for that organization, and led the Hillsborough County legal response team for the reelection of Governor Jeb Bush in 2002. He was also a member of President George W. Bush's Legal Team for the 2000 Florida recount. Mr. Singer is a founding member and former president of the Grand Krewe de Libertalia, and a volunteer attorney for the Guardian Ad Litem program. In 1996, he was honored by the Florida Bar and the Florida Supreme Court for his pro bono service. He has also been very active as a board member for the Tampa Bay Chamber Orchestra, the Joshua House, and For The Family, and has served on the Citizens Advisory Commission to the Hillsborough County Board of County Commissioners. In October, 2002, Governor Jeb Bush appointed him to the Florida Commission on Human Relations, where he is currently serving a 4 year term as a Commissioner. He has been and continues to be active as a volunteer in local and statewide political campaigns. Mr. Singer is a member of the Palma Ceia Golf & Country Club and is a frequent book reviewer for the Tampa Tribune. He is married to Betsy Sundheim Singer and has two children, Daniel, age 20, and Zachary, age 15.
	Neil C Spector
	Born Pittsburgh, Pennsylvania, March 23, 1949; admitted to Pennsylvania Bar, 1975, Florida Bar, 1979, Colorado Bar, 1992, United States District Court, Western District of Pennsylvania, 1975, Middle District of Florida 1979, U. S. Supreme Court; 1982. Education: New York University, Duquesne University (B. S., Cum Laude, 1972); Duquesne University (J. D., 1975). Member: Hillsborough County Bar Association; The Florida Bar; Commercial Law League of America. National Association of Retail Collection Attorneys. AV Rating, Martindale-Hubbell. Mr. Spector frequently lectures on credit matters for several organizations in the community. He is a volunteer attorney for the Guardian Ad Litem program, and has volunteered at Shriner's Hospital for Children. He is a former board member of the Jewish Community Center.
	Ronald H Trybus
	Born Buffalo, New York, October 30, 1957; admitted to Florida Bar, New York Bar, United States District Court, Middle District of Florida, 1983 and United States Court of Appeals, Eleventh Circuit, 1984. Education: State University of New York at Buffalo (B.A. Magna Cum Laude, 1979); (J.D. Magna Cum Laude, 1982). Member: Hillsborough County Bar Association; the Florida Bar (Business Law Section, Labor Law Section). He is rated (AV) by the Martindale-Hubbell Law Directory, its highest rating. Mr. Trybus is a member, past president, and current Director of International Service of the Rotary Club of Tampa Town and Country. He is a member of the Westchase Elementary School PTA and a Cub Scout Den Leader. Mr. Trybus is assistant coach for the NFL Youth Flag 4 Kids Football League

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